- House
- Automobile Financing
Your car loan needs covered
Prices as little as
Enjoy acutely competitive prices with great terms.
Complimentary Auto Buying Service
Our specialists will discover the automobile you need at a price that is great. Begin right right here.
Degree Up
Individuals may be eligible for a loan price reductions by simply making consecutive, on-time re re re payments.
Brand New Car Loan
Versatile terms, as much as 125per cent funding
- New car finance rates as little as 3.14per cent APR
- As much as 125 percent funding with Guaranteed car Protection and Mechanical Breakdown Protection
- Versatile terms as much as 84 months
- No prepayment charges
- Like a rate that is potential through LevelUp
Free user advantage: We’ll find your vehicle and negotiate a good cost
Used Car Loan
Versatile choices to match your requirements
- Car or truck loan prices as low as 3.39per cent APR
- Affordable payment terms as much as 84 months on automobiles as much as ten years old, maximum 125,000 kilometers
- As much as 125 per cent funding with Guaranteed car Protection and Mechanical Breakdown Protection
- Freedom which allows you to definitely obtain a dealer, personal party, if not purchase a lease out
- Like a rate that is potential through LevelUp
Free user advantage: We’ll find your car or truck and negotiate a price that is great
Car Loan Refinancing
Save very well your car or truck payments or rate of interest
- Car finance refinancing prices as little as 3.14per cent APR
- Reduce your interest loan or rate terms to raised work for you
- Reduce your payment that is monthly and up money for any other costs
- Affordable payment terms as much as 84 months on cars as much as a decade old, maximum 125,000 kilometers
- Make use of the equity you’ve currently established and borrow as much as 100per cent of the car’s Kelley Blue Book value
Finance Calculator
Exactly just just How much vehicle can we manage?
Our markers of success
PROVIDER THAT BRINGS CUSTOMERS BACK
“I’m back at my 3rd Patelco car finance and I also could not think about trying other people. The consumer solutions is amazing!”
MORE OPPORTUNITIES FOR LOTS MORE EVERYONE
“I happened to be assisted with a car loan and get distribution. It had been the experience that is best – We never ever knew it existed.”
THERE THROUGH GOOD AND THE BAD
“we desperately required a car that is new but had small money to place straight straight down. Patelco never ever hesitated to simply help me personally.”
Shop the real method you would like
Free, concierge car-buying solution
Allow Patelco Auto Buying solution experts get the automobile you desire and negotiate a fantastic cost for you.
Analysis & Shop with AutoSMART
utilize our AutoSMART service to find, store and finance your ca r all in one single destination.
You are invited to the vehicle Sale
Join us for the future automobile purchase February 15 – 17 and get member pricing that is special.
Safeguard your new r >
Professional agents will discover you the proper insurance coverage and security solutions during the most useful cost.
Comprehensive Car Insurance solutions 2
Weekdays 5am – 7pm PT Saturdays 9am – 2pm PT
Assured Car Protection (GAP)
Mechanical Breakdown Protection (MBP)
Debt & Loan Protection
The AutoSMART links about this web web page will make you keep the Patelco Credit Union site. Although Patelco works closely with numerous lovers, third-party web web web sites can offer a various online privacy policy and standard of protection. Please consult the web site’s privacy for more information. Patelco Credit Union will not represent the operator legally for this web site or perhaps the Patelco member, if the two come right into a deal. Our company is additionally maybe perhaps perhaps not lawfully accountable for supply, viewpoints, items, or solutions provided or expressed on the webpage you might be going to go to.
1. APR (Annual Portion Price). Car prices as little as 3.14% APR effective 1/1/2020; susceptible to alter without warning. Patelco provides a selection of base prices and discounts that be determined by facets such as for instance credit score, loan term, Patelco account and loan balances, system designation and car age. Lowest price quoted includes 0.10per cent (10 Basis Points) Commitment domestic discount. Real prices are disclosed to approved candidates on paper ahead of loan consummation and will be because high as 11.89per cent APR. To find out more about prices, terms and discounts that are available call 800.358.8228, see patelco.org, or see any Patelco branch. Loan payment instance: $22.23 per thirty days per $1000 lent at 3.14per cent APR for 48 months.
2. Insurance coverage items are maybe maybe not deposits of Patelco Credit Union consequently they are maybe maybe not insured because of the NCUA. They may not be guaranteed in full by Patelco Credit Union and could be at the mercy of danger. Any insurance coverage needed as a disorder of an expansion of credit by Patelco Credit Union will not need to be bought from Patelco Insurance solutions and may also be bought from a realtor or an insurance coverage business associated with the user’s option. Patelco Insurance solutions is really a subsidiary of Patelco Credit Union. Insurance coverage items https://speedyloan.net/payday-loans-fl provided by Patelco Insurance solutions, A ca insurance company (License #0C97544). Any complaints could be filed utilizing the Ca Department of Insurance, www.insurance.ca.gov .
3. APR (Annual Portion Price). 1.00% off present Patelco Credit Union price having a maximum loan term of 60 months. Present price will vary according to credit history and terms. Funding for qualified Patelco Credit Union users. Offer valid only on Enterprise automobile product Sales automobiles bought from 11/1/2018 – 12/31/2020. This offer is not along with some other offer apart from those placed in this advertisement.