Our help guide to obtaining mortgage loan for the self-employed

Our help guide to obtaining mortgage loan for the self-employed

Whether you’re a freelancer, agreement worker, single proprietor or small company owner, being self-employed shouldn’t stop you against having your perfect house.

Article summary:

  • Though self-employment was once a barrier, a mortgage contrast solution like ooba mortgage loans makes it even less of an barrier.
  • They are able to counsel you from the necessary papers needed to provide you with the chance that is best, the majority of which is often furnished by your accountant or bookmaker.
  • Way too long if you save up for a deposit as you can prove a consistent stream of income, self-employment won’t be an issue, especially.

Being self-employed shouldn’t stop you against possessing the true house of one’s goals. Where, usually, the possible lack of just one, permanent company might have made your odds of getting a relationship more difficult, as a result of Southern Africa’s largest mortgage loan comparison solution, this might be no further the actual situation.

Ooba mortgages Property Finance professional Yvonne Viljoen describes most of the need-to-know for self-employed home hunters, from the documents included to means of enhancing your possibilities to obtain the bank’s thumbs up…

1. Ready your documents

You will need to present the following documents with your home-loan application, most of which your accountant or bookkeeper should be able to help you gather together whether you’re a freelancer, contract worker, sole proprietor or small business owner:

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